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Statement Copy Fee
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Fee for a duplicate paper copy of a periodic bank statement
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$3.00 per statement
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Check Copy Fee
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Fee for a paper copy of the front and back of a cancelled check
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$1.00 per copy
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Overdraft Fee
(item paid)
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Fee that applies when an item paid on your behalf by the Bank causes an overdraft in your account
Applies to overdrafts created by checks, in-person withdrawals, ATM withdrawals and withdrawals by other electronic means.
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$33.00 per item
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Return Item Fee
(item returned)
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Fee that applies when an item is presented for payment and there are not sufficient funds in your account to pay it; also known as a “bounced check” fee; charged at the Bank’s discretion
Applies to checks, in-person withdrawals, ATM withdrawals and withdrawals by other electronic means.
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$33.00 per item
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Deposit Item Return Fee
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Fee that applies when checks or other items deposited to your account are returned by the paying bank
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$7.00 per item
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Stop Pay Charge
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Fee that applies when you stop payment on a check you wrote or an ACH transfer you initiated before the item is paid
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$15.00 per request
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Check Reorder Fee
(preauthorized withdrawal by check vendor)
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Fee for additional checks that you may order
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Standard style: No charge
Non-standard style: Fee varies based on style of checks ordered
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ATM Surcharge
(domestic ATM)
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Fee for withdrawals made at an ATM within the United States (“domestic”)
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No charge
Note: A fee may be assessed by the ATM owner for use of the ATM.
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Intnl ATM wd
(international ATM)
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Fee for withdrawals made at an ATM outside of the United States (“international”)
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No charge
Note: A fee may be assessed by the ATM owner for use of the ATM.
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Debit Card Transaction Fee
(EFT S/C)
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Fee for debit card transactions made within the United States ("domestic") or outside of the United States ("international")
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Domestic: No charge
International: No charge
Note: The card association (for example, Visa or Mastercard) may charge a conversion fee of 1% of transaction amount.
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Excessive Transaction Fee
(savings and money market accounts only)
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Fee for each transfer between accounts or to a third party that exceeds the permitted number of six (6) withdrawal transactions per statement cycle
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First occurrence: No charge
Second occurrence: $5.00
Third occurrence: $10.00
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Treasurer’s Check Fee
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Fee for a check for funds guaranteed by the Bank
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$8.00 per check
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Legal Processing Fee
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Fee assessed if the Bank receives a lien, levy or legal request for your account on which it must act
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$100.00
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Writ Processing Fee
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Fee assessed if the Bank receives a court-ordered instruction related to your account that it must follow
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$175.00
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Outgoing Wire Fee
(domestic wire transfer fee)
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Fee for sending funds by wire transfer to another U.S. financial institution
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$25.00 per transfer
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Intl Wire Xfer Debit
(international wire transfer fee)
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Fee for sending funds by wire transfer to a non-U.S. financial institution
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$30.00 per transfer
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Credit Card Funds Transfer Fee
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Fee for transferring funds from your credit card to your account
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2.50% of transaction amount
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ACH Transfer Fee
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Fee for receiving funds (“incoming”) or sending funds (“outgoing”) through the Automated Clearing House (ACH) network from/to another financial institution
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Incoming: No charge
Outgoing: No charge
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Research Fee
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Fee for researching items such as account reconcilements and other requests that require a significant amount of time
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$25.00 per hour
($10.00 minimum)
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INA/Dormant Fee
(inactivity fee)
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Fee if your account has no Customer-initiated activity for a certain period of time
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No charge
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Card Replacement Fee
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Fee to replace your ATM or debit card if you report it lost or stolen
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No charge
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Expedited Delivery Fee
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Fee for overnight delivery of documents or ATM/debit card
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$50.00 per delivery
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Faxing Fee
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Fee to fax information you requested
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No charge
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